What to do now
Stay safe around water and electrics, limit the damage, document what you see, then request an inspection.

- Keep away from standing water near outlets or the electrical panel; shut off power to the area only if it is safe.
- Check the sump pump: is it running, is the float free, is the discharge line clear and pointed away from the house?
- Move belongings off the floor and away from damp walls.
- Make sure downspouts discharge well away from the foundation.
- Photograph where water comes in and note whether it follows rain or snowmelt.
- Run a dehumidifier once standing water is gone.
- Send the request form and contact your insurer if appropriate.